BANKING DETAILS

service

Gold Face Loan

PURPOSE
• Marriage & Other ceremonies. • Purchase of Consumer Products / Furniture / Computers / Electronics. • Repairs / Renovations of Flat / House. • Purchase of Vehicle. • Purchase of Gold Ornaments. • Domestic / Foreign Tours. • Debt of personal loan from other banks. • Medical expenses for self / family members etc. • KYC is Mandatory.

ELIGIBILITY
• Indian citizen above 18 years. • Contact our nearest branch for further details.

MAXIMUM AMOUNT
• Upto Rs.10 Lakh.

REPAYMENT
• Upto 1 year [maximum]

RATE OF INTEREST
Interest @ 13 % p.a., are being calculated on basis of Reducing Loan amount.

SURETIES/SECURITY
• Owned gold ornaments/gold. • Third party guarantee is not mandatory.

DOCUMENTS REQUIRED FOR OPENING AN ACCOUNT (OPTIONAL*)
• Application form for Gold loan. • Valuation fees. • Gold ornaments.

DOCUMENTS REQUIRED FOR GUARANTOR • Colour photographs, address proof (identity card, pan card, aadhar card, ration card etc.) • Income tax returns, B/S, P&L of previous three years/ salary slips or income proof/saral form/ form 16. • Property card, 7/12 extract